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    Complete Home Plan1 

    $42.99/mo†

    $150 deductible

    Buy now

    Not available in all states. 

    This plan covers more than 25 appliances and systems, regardless of age, make or model. See what's covered below.†

     

    Once you enroll, you have 30 days to review the plan details before your coverage kicks in. 

     

    View sample annual contract for full details.

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    Laundry and Kitchen Appliances

    • Clothes Dryers
    • Clothes Washers
    • Cooktops
    • Dishwashers
    • Food Centers (Built-in)
    • Freestanding Ice Makers
    • Microwaves (Built-in)
    • Range Exhaust Hoods
    • Ranges
    • Refrigerators
    • Trash Compactors (Built-in)
    • Wall Ovens

    Heating and Cooling Systems

    • Central Air Electric Split and Mini-Splits
    • Cooling and Heating Geothermal Units
    • Cooling and Heating Package Units
    • Electric Baseboard
    • Floor Furnaces
    • Forced Air (Gas, Electric Oil) Units
    • Heating Mini-Splits
    • Heat Pumps
    • Hot Water or Steam-Circulating Heaters
    • Wall-Mounted Air Conditioners and Heaters

    Electrical System

    • Attic, Exhaust and Vent Fans (Built-in)
    • Battery-Operated and Hardwired Smoke Detectors
    • Ceiling Fans
    • Central Vacuums
    • Direct Current Wiring and Light Fixtures
    • Doorbells
    • Garage Door Openers

    Plumbing System

    • Drain and Sewer Stoppages
    • Garbage Disposals
    • Instant Hot/Cold Water Dispenser
    • Permanently Installled Sump Pump
    • Plumbing Valves, Lines and Other Components
    • Standard and Tankless Water Heaters
    • Toilets
    • Whirlpool/Jetting Tub (Built-in) Motors, Pumps and Air Switch Assemblies

    Also Included

    • 24/7 Service Request Line
    • Rust and Corrosion†
    • Emergency Lodging Reimbursement2,4
    • Homeowners Insurance Deductible Reimbursement3,4
    • Thousands of Pre-Screened Service Providers
    • Unknown Pre-Existing Conditions†

    Simple Claims Process

    1. When a covered item breaks down, request service anytime, online or by phone, and pay your preset deductible.
    2. We'll find a pre-screened service provider to diagnose and remedy the problem. (If it can’t be repaired, it will be replaced.)†
    3. We help pay the bill, and your covered repair is guaranteed for 180 days. It's that simple.

    Real customers, real stories

    What our happiest customers say...


    "Cinch has been very good. They come out right away. Generally, they schedule a service when it's convenient for us, and the technicians we've had have been very nice. Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out."

    — Julie, Michigan

    "Cinch Home Services has been pretty prompt in their response. To have a response within 72 hours is pretty amazing. They had to wait for a part but they've taken care of it satisfactorily. They covered their feet, they were very professional and seemed to be knowledgeable."

    — Calvin, Maryland

    "When I call Cinch, they've been all informational, excellent and knowledgeable. Ordered the parts and came right out. So far, they're on time, very easy to contact, schedule and very knowledgeable on what they do. I'm very happy with my experience with Cinch."

    — Frank, Florida

    Why choose Cinch Home Services?

    ConsumerAffairs 4x Category Winner

    Recognized for BEST customer satisfaction rates in:

    Claims Handling

    Coverage Options

    Technicians

    Value for Price

    †See terms, conditions, limitations and your effective date in the service agreement that will be sent once Cinch Home Services, Inc. receives and accepts your enrollment request. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date; 30-day waiting period applies. Deductible due at time of service request and is separate from the plan premium. Non-covered charges, unit caps and dollar amount caps may apply. If you cancel after 30 days and have placed a claim, you would be responsible for a $25 cancellation fee as well as the remainder of the annual premium or the amount of the claim, whichever is less. Not available in all states; subject to sales tax where applicable.

     

    1For CA residents, offered and underwritten by California Cinch Home Services, Inc. CA license # 3356-3. Calls to the tollfree number here are directed to Cerida Insurance Services, CA License # 0G80295. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc., and services are provided by independent contractors.

     

    2Applies only to Cinch Complete Home Plan and reimburses you up to $1,200 if (a) your only cooling or heating system is nonoperational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.”

     

    3Applies only to Cinch Complete Home Plan and reimburses you up to $1,000 when you must pay a deductible on a covered homeowners insurance claim. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.

     

    4Benefits are provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc.,(an affiliate of California Cinch Home Services, Inc., CA license # 3356-3; HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively

     

    The HomeSure Companies and Cinch Home Services, Inc. are not affiliated in any way with Freedom Mortgage Corporation, its affiliates, or subsidiaries. Freedom Mortgage Corporation does not sponsor, guarantee nor is it responsible for the entities, agents, contractors, services, products or plans described herein.

     

    You understand and acknowledge that (a) the purchase of insurance or other similar products from a particular source is not a condition to the provision of, and will not affect the terms of any loan or extension of credit by Freedom Mortgage Corporation or its affiliates, (b) insurance and other similar products are available through insurance agents not associated with Freedom Mortgage Corporation or any of their affiliates, (c) the choice of another insurance provider will not affect a decision relating to, or the terms of, any loan or extension of credit by Freedom Mortgage or its affiliates and (d) you accept and assume full responsibility for the evaluation, selection and suitability of insurance or other similar products.

     

    © {{currentyear}} Cinch Home Services, Inc. All rights reserved. Cinch is a registered mark of Cinch Home Services, Inc.