Cinch Home Services

Call us: (844) 561-0254

Call us: (844) 561-0254

GET YOUR FIRST MONTH FREE!¹

Just “hoping” your systems and appliances won’t break down can’t protect your budget.

Let a Cinch home warranty help pay the bill.

Get a quote to see plans and pricing in your area.

Enter your ZIP code and the Reservation # from the letter you received in the mail.

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What is a home warranty?

It's an annual service agreement that helps control the costs when essential systems and appliances in your home break down. It can cover things like your A/C, plumbing, refrigerator, clothes washer and dishwasher. Here's how it works:

Request

When a covered item breaks down, request service anytime online or by phone and pay your preset deductible.

Repair

We'll find a pre-screened service provider to diagnose and remedy the problem. (If it can’t be repaired, it will be replaced.)^†

Relax

Relax, because we help pay the bill and your covered repair is guaranteed for 180 days. It's that simple.

Simple. Smart. Guaranteed.

Choose the plan that works best for you

Appliances Plan

Silver front-loading washing machine with Cinch green checkmark

Protection for larger appliances

Washers and Dryers

Refrigerators

Wall ovens

Ranges/Cooktops

Dishwashers (Built-in)

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See sample annual contract

Built-in Systems Plan

Gray A/C unit with Cinch green checkmark

Protection for major systems

A/C Systems Including Ductwork

Heating Systems Including Ductwork

Electrical System

Plumbing System

Water Heaters

Toilets

Whirlpool/Jetted Tubs (Built-in)

Garbage Disposals

Sump Pumps

Garage Door Openers

Instant Hot/Cold Water Dispensers

Smoke Detectors

Ceiling Fans

Central Vacuums

Attic Fans

Emergency Lodging Reimbursement^2,4

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See sample annual contract

What else is included?

Discounts on brand-name appliances when you're ready for an upgrade

Locksmith reimbursement protection up to $50 per year

A $25 credit to use toward filters for your A/C or fridge

A digital dashboard you can use to request service 24/7 from anywhere

Coverage for appliance components and parts like knobs, doors and drawers

Restrictions apply.^†

Easy-to-read plan documents so you know exactly what's covered

Frequently asked questions

Is it worth it to have a home warranty?

Unlike homeowners insurance, a home warranty plan covers the cost of repairing or replacing major appliances or systems in your home. Whether you’re dealing with problems caused by normal wear and tear or a surprise breakdown, a home warranty could cover thousands of dollars of expenses.

What if my appliances and systems are old?

It doesn't matter how old your covered items are. If they are working when your home warranty plan goes into effect, you're covered. For complete details, see the General Exclusions and Limitations section of the sample annual contract.

What is NOT covered?

Other non-mechanical items in your home, like the roof, windows, walls and doors, are typically not included in protection plan coverage. Also, if a covered item was improperly installed or repaired, your plan will likely not cover it. For complete details, see the General Exclusions and Limitations section of the sample annual contract.

When does coverage begin?

There is typically a 30-day waiting period from the time you purchase your plan to when you can request service. You'll be advised exactly when your coverage begins before you complete your purchase. In addition, your confirmation email and plan documents will include this information.

Can I manage my account online?

Yes! You can easily manage your account online through the Cinch MyAccount portal. Once you register, you can see all your plan documents, request service, update your profile and more anytime.

What is a deductible?

Similar to an insurance deductible, this is the amount that you pay out of pocket. The deductible is collected at the time of service request.

How do I request service?

You can request service anytime — 24/7! MyAccount registration is free and allows you to easily request service or manage your Cinch plan online. You can also request service by calling (844) 324-5688.

How do you choose your service pros?

Every service pro in our network has undergone an extensive screening and selection process, which includes background and license checks plus verification of active liability insurance. We also continuously monitor and score them based on customer feedback.

Why choose Cinch?

Homeowners nationwide count on us to keep their homes running year round.

Cinch is accredited with hundreds of
5-star reviews.

We guarantee our work for six months — at no additional cost to you.

Start your quote

or call us at: (844) 561-0254

Call us (844) 561-0254

As seen on

Real stories, real customers

"Cinch has been very good. They come out right away. Generally, they schedule a service when it's convenient for us, and the technicians we've had have been very nice. Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out."

— Julie, MI

"Cinch Home Services has been pretty prompt in their response. To have a response within 72 hours is pretty amazing. They had to wait for a part but they've taken care of it satisfactorily. They covered their feet, they were very professional and seemed to be knowledgeable."

— Calvin, MD

"When I call Cinch, they've been all informational, excellent and knowledgeable. The gentlemen that came out for our washing machine, Chris, was very knowledgeable. Ordered the parts and came right out. So far, they're on time, very easy to contact, schedule and very knowledgeable on what they do. I'm very happy with my experience with Cinch."

— Frank, FL

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Disclosure

^†See terms, conditions, limitations and your effective date in the service agreement that will be sent once Cinch Home Services, Inc. receives and accepts your enrollment request. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date; 30-day waiting period applies. Deductible due at time of service request and is separate from the plan premium. Non-covered charges, incidental charges and dollar amount caps may apply. If you cancel after 30 days and have placed a claim, you would be responsible for a $25 cancellation fee as well as the remainder of the annual premium or the amount of the claim, whichever is less. Not available in all states; subject to sales tax where applicable.

¹Reimburses you up to $1,200 if (a) your only cooling or heating system is nonoperational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.

²Reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim. Only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.

³This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc., for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of HomeSure Services, Inc. and Cinch Home Services, Inc.

Optional coverage may be purchased up to 30 days after your effective date. See service agreement terms and conditions. Florida residents: Premier Upgrade Package provides coverage in accordance with Florida Statute §634.346 which helps maintain the compatibility and operating efficiency requirements of the A/C manufacturer.

The HomeSure Companies and Cinch Home Services, Inc. are not affiliated in any way with Freedom Mortgage Corporation, its affiliates, or subsidiaries. Freedom Mortgage Corporation does not sponsor, guarantee nor is it responsible for the entities, agents, contractors, services, products or plans described herein. Freedom Mortgage Corporation is compensated for its endorsement by the program administrator, Cinch Home Services, Inc., in connection with this program.

The purchase of the home warranty products described in these materials is optional and is not an obligation of your mortgage loan documents. You are not obligated by the terms of your mortgage loan documents to purchase any of the home warranty products described in these materials, and the payment obligation for any such home warranty product will not be secured by your home.