Get relief from expensive repair bills.

Appliances and systems can break down at any time. Thousands of dollars are possibly at risk. Help protect your budget with a Cinch home warranty. 

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Simple. Smart. Guaranteed.

Choose the warranty plan that works best for you

Appliances Plan
Silver front-loading washing machine with Cinch green checkmark

Protection for larger appliances

Washers and Dryers

Refrigerators

Wall ovens

Ranges/Cooktops

Dishwashers (Built-in)

Built-in Systems Plan
Gray A/C unit with Cinch green checkmark

Protection for major systems

A/C Systems Including Ductwork

Heating Systems Including Ductwork

Electrical System

Plumbing System

Water Heaters

Toilets

Whirlpool/Jetted Tubs (Built-in)

Garbage Disposals

Sump Pumps

Garage Door Openers

Instant Hot/Cold Water Dispensers

Smoke Detectors

Ceiling Fans

Central Vacuums

Attic Fans

Emergency Lodging Reimbursement2,4

Most Popular!

Complete Home Plan
Side-by-side door refrigerator and heater unit with Cinch green checkmark

Combines ALL plans!

A/C Systems Including Ductwork

Heating Systems Including Ductwork

Electrical System

Plumbing System

Kitchen Appliances

Washers and Dryers

Toilets

Water Heaters

Whirlpool/Jetted Tubs (Built-in)

Garage Door Openers

Garbage Disposals

Trash Compactors (Built-in)

Instant Hot/Cold Water Dispensers

Sump Pumps

Central Vacuums

Ceiling Fans

Attic Fans

Smoke Detectors

Emergency Lodging Reimbursement2,4

Homeowners Insurance Deductible Reimbursement 3,4

Prices vary based on ZIP code. Get your quote now to see rates in your area.

How does it work?

Request

When a covered item breaks down, request service anytime online or by phone and pay your preset deductible.

Repair

We'll find a pre-screened service pro to diagnose and remedy the problem. If it can’t be repaired, it will be replaced.

Relax

We help pay the bill and your covered repair is guaranteed for 180 days. It's that simple.

What else is included?

Discounts on brand-name appliances when you're ready for an upgrade

Locksmith reimbursement protection up to $50 per year

A $25 credit to use toward filters for your A/C or fridge

A digital dashboard you can use to request service 24/7 from anywhere

Coverage for appliance components and parts like knobs, doors and drawers

Restrictions apply.

Easy-to-read plan documents so you know exactly what's covered

Frequently asked questions

Is it worth it to have a home warranty?

Unlike homeowners insurance, a home warranty plan covers the cost of repairing or replacing major appliances or systems in your home. Whether you’re dealing with problems caused by normal wear and tear or a surprise breakdown, a home warranty could cover thousands of dollars of expenses.

What if my appliances and systems are old?

It doesn't matter how old your covered items are. If they are working when your home warranty plan goes into effect, you're covered. For complete details, see the General Exclusions and Limitations section of the sample annual contract.

What is NOT covered?

Other non-mechanical items in your home, like the roof, windows, walls and doors, are typically not included in protection plan coverage. Also, if a covered item was improperly installed or repaired, your plan will likely not cover it. For complete details, see the General Exclusions and Limitations section of the sample annual contract.

When does coverage begin?

There is a waiting period from the time you purchase your plan to when you can request service. You'll be advised exactly when your coverage begins before you complete your purchase. In addition, your confirmation email and plan documents will include this information.

Can I manage my account online?

Yes! You can easily manage your account online through the Cinch MyAccount portal. Once you register, you can see all your plan documents, request service, update your profile and more anytime. 

What is a deductible?

Similar to an insurance deductible, this is the amount that you pay out of pocket. The deductible is collected at the time of service request.

How do I request service?

You can request service anytime — 24/7!  MyAccount registration is free and allows you to easily request service or manage your Cinch plan online. You can also request service by calling (844) 324-5688.

How do you choose your service pros?

Every service pro in our network has undergone an extensive screening and selection process, which includes background and license checks plus verification of active liability insurance. We also continuously monitor and score them based on customer feedback.

Why choose Cinch?

Homeowners nationwide count on us to keep their homes running year round.

Cinch is accredited with hundreds of
5-star reviews.

We guarantee our work for six months — at no additional cost to you.

Real stories, real customers

"Cinch has been very good. They come out right away. Generally, they schedule a service when it's convenient for us, and the technicians we've had have been very nice. Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out."

— Julie, MI

"Cinch Home Services has been pretty prompt in their response. To have a response within 72 hours is pretty amazing. They had to wait for a part but they've taken care of it satisfactorily. They covered their feet, they were very professional and seemed to be knowledgeable."

— Calvin, MD

"When I call Cinch, they've been all informational, excellent and knowledgeable. The gentlemen that came out for our washing machine, Chris, was very knowledgeable. Ordered the parts and came right out. So far, they're on time, very easy to contact, schedule and very knowledgeable on what they do. I'm very happy with my experience with Cinch."

— Frank, FL