What is a home protection plan?

It's an annual service agreement that helps control the costs when essential systems and appliances in your home break down. It can cover things like your A/C, plumbing, refrigerator, clothes washer and dishwasher. Here's how it works:

Step 1

When a covered item breaks down, request service anytime online or by phone and pay your preset service fee.

Step 2

We'll find a pre-screened service pro to diagnose and remedy the problem. (If it can’t be repaired, it will be replaced.)

Step 3

Relax, because we help pay the bill and your covered repair is guaranteed for 180 days. It's that simple.

Why do you need a home protection plan?

Your wallet

Helps you pay for large repair and replacement costs.

Your time

Eliminates the hassle of finding qualified service providers.

Your peace of mind

Gives you a plan, and partner, to deal with the unexpected.

Compare home protection plans

Prices vary based on ZIP Code. Get your quote now to see rates in your area.


Covers larger appliances:

  • Built-in Kitchen Appliances
  • Refrigerators
  • Clothes Washers
  • Clothes Dryers

View sample service agreement

Built-in Systems 

Covers major systems:

  • A/C and Heating Systems
  • Electrical and Plumbing Systems
  • Water Heaters
  • Emergency Lodging Reimbursement1,3

Complete Home

Combines both plans:

  • Get everything in the Appliances and Built-in Systems plans for complete coverage.
  • Plus, get up to $1,000 back for your homeowners insurance deductible!2,3

View sample service agreement

Real stories, real customers

"I would have paid over a thousand dollars in parts and repairs. I only paid [a small deductible] to have all three appliances repaired."
- R.C., Kalama, WA
"I'm very happy with the service. When the toilet overflowed, the plumber came in, did the job and had to replace some parts. He was great. He was a very pleasant and competent man. I was totally satisfied."
- Nancy of Haymarket, VA
"I made a claim to Cinch for a plumbing issue. They came out quickly and got it taken care of. I had a toilet leak and a shower leak, and they fixed both of them. The tech was great. He knew what he was doing. He fixed it and was nice about it."
- Jeffrey of Knoxville, TN
"I do claims online, which is quick and easy. The website is very easy to follow. The repair people I've had so far have been very good as well. I'd recommend this home warranty. It's worth having."
- Janet of North Olmsted, OH

Why choose Cinch?

Our family of brands is accredited with hundreds of five-star reviews.

We guarantee our work for six months — at no additional cost to you.