Get relief from expensive repair bills.
Appliances and systems can break down at any time. Thousands of dollars are possibly at risk. Help protect your budget with a Cinch home warranty.
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Protection for larger appliances
Washers and Dryers
Refrigerators
Wall ovens
Ranges/Cooktops
Dishwashers (Built-in)
Protection for major systems
A/C Systems Including Ductwork
Heating Systems Including Ductwork
Electrical System
Plumbing System
Water Heaters
Toilets
Whirlpool/Jetted Tubs (Built-in)
Garbage Disposals
Sump Pumps
Garage Door Openers
Instant Hot/Cold Water Dispensers
Smoke Detectors
Ceiling Fans
Central Vacuums
Attic Fans
Emergency Lodging Reimbursement2,4
Most Popular!
Complete Home Plan
Combines ALL plans!
A/C Systems Including Ductwork
Heating Systems Including Ductwork
Electrical System
Plumbing System
Kitchen Appliances
Washers and Dryers
Toilets
Water Heaters
Whirlpool/Jetted Tubs (Built-in)
Garage Door Openers
Garbage Disposals
Trash Compactors (Built-in)
Instant Hot/Cold Water Dispensers
Sump Pumps
Central Vacuums
Ceiling Fans
Attic Fans
Smoke Detectors
Emergency Lodging Reimbursement2,4
Homeowners Insurance Deductible Reimbursement 3,4
How does it work?
Request
When a covered item breaks down, request service anytime online or by phone and pay your preset deductible.
Repair
We'll find a pre-screened service pro to diagnose and remedy the problem. If it can’t be repaired, it will be replaced.†
Relax
We help pay the bill and your covered repair is guaranteed for 180 days. It's that simple.
What else is included?
Discounts on brand-name appliances when you're ready for an upgrade
Locksmith reimbursement protection up to $50 per year
A $25 credit to use toward filters for your A/C or fridge
A digital dashboard you can use to request service 24/7 from anywhere
Easy-to-read plan documents so you know exactly what's covered
Frequently asked questions
Is it worth it to have a home warranty?
What if my appliances and systems are old?
It doesn't matter how old your covered items are. If they are working when your home warranty plan goes into effect, you're covered. For complete details, see the General Exclusions and Limitations section of the sample annual contract.
What is NOT covered?
When does coverage begin?
Can I manage my account online?
What is a deductible?
How do I request service?
How do you choose your service pros?
Why choose Cinch?
Homeowners nationwide count on us to keep their homes running year round.
Cinch is accredited with hundreds of
5-star reviews.
We guarantee our work for six months — at no additional cost to you.
Real stories, real customers
"Cinch has been very good. They come out right away. Generally, they schedule a service when it's convenient for us, and the technicians we've had have been very nice. Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out."
— Julie, MI
"Cinch Home Services has been pretty prompt in their response. To have a response within 72 hours is pretty amazing. They had to wait for a part but they've taken care of it satisfactorily. They covered their feet, they were very professional and seemed to be knowledgeable."
— Calvin, MD
"When I call Cinch, they've been all informational, excellent and knowledgeable. The gentlemen that came out for our washing machine, Chris, was very knowledgeable. Ordered the parts and came right out. So far, they're on time, very easy to contact, schedule and very knowledgeable on what they do. I'm very happy with my experience with Cinch."
— Frank, FL
†See terms, conditions, limitations and your effective date in the service agreement that will be sent once Cinch Home Services, Inc. receives and accepts your enrollment request. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date; 30-day waiting period applies. Deductible due at time of service request and is separate from the plan premium. Non-covered charges, incidental charges and dollar amount caps may apply. If you cancel after the effective date, you may be responsible for a cancellation fee and any costs associated with claims processed during the term of your agreement prior to cancellation. Subject to sales tax where applicable; not available in all states.
1Reimburses you up to $1,200 if (a) your only cooling or heating system is nonoperational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.
2Reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim. Only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.
3This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc., for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of HomeSure Services, Inc. and Cinch Home Services, Inc.
Optional coverage may be purchased up to 30 days after your effective date. See service agreement terms and conditions. Florida residents: Premier Upgrade Package provides coverage in accordance with Florida Statute §634.346 which helps maintain the compatibility and operating efficiency requirements of the A/C manufacturer.
The HomeSure Companies and Cinch Home Services, Inc. are not affiliated in any way with Freedom Mortgage Corporation, its affiliates, or subsidiaries. Freedom Mortgage Corporation does not sponsor, guarantee nor is it responsible for the entities, agents, contractors, services, products or plans described herein. Freedom Mortgage Corporation is compensated for its endorsement by the program administrator, Cinch Home Services, Inc., in connection with this program.
The purchase of the home warranty products described in these materials is optional and is not an obligation of your mortgage loan documents. You are not obligated by the terms of your mortgage loan documents to purchase any of the home warranty products described in these materials, and the payment obligation for any such home warranty product will not be secured by your home.
© 2023 Cinch Home Services. All rights reserved. Cinch is a registered mark of Cinch Home Services, Inc.