What is a home warranty?

It's an annual service plan that helps cover the cost to repair or replace your essential appliances and systems when they break down from everyday use  no matter how old they are.



Request service if something breaks.


We send a verified service pro to fix it.


Life is good again.
It's that simple!

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Compare plans

Get a quote now to see rates in your area.

$120 deductible applies to all plans.


    Covers larger appliances:

    View sample annual contract

    Built-in Systems 

    Covers major systems:

    View sample annual contract


    Complete Home

    Combines both plans, plus more!

    • Larger Household Appliances
    • Electrical Systems
    • A/C and Heating Systems
    • Interior Gas and Plumbing
    • Plus, get a $50 Sam's Club Gift Card1

    View sample annual contract

    What else is included?

    Discounts on brand-name appliances when you're ready for an upgrade

    Locksmith reimbursement protection up to $50 per year

    A $25 credit to use toward filters for your A/C or fridge

    A digital dashboard you can use to request service 24/7 from anywhere

    Coverage for all appliance components and parts, such as knobs, doors and drawers

    Restrictions apply.

    Easy-to-read plan documents so you know exactly what's covered

    Frequently asked questions

    Is it worth it to have a home warranty?

    Unlike homeowners insurance, a home warranty plan covers the cost of repairing or replacing major appliances or systems in your home. Whether you’re dealing with problems caused by normal wear and tear or a surprise breakdown, a home warranty could cover thousands of dollars of expenses.

    What if my appliances and systems are old?

    It doesn't matter how old your covered items are. If they are working when your home warranty plan goes into effect, you're covered. For complete details, see the General Exclusions and Limitations section of the sample annual contract.

    What is NOT covered?

    Other non-mechanical items in your home, like the roof, windows, walls and doors, are typically not included in protection plan coverage. Also, if a covered item was improperly installed or repaired, your plan will likely not cover it. For complete details, see the General Exclusions and Limitations section of the sample annual contract.

    When does coverage begin?

    There is a waiting period from the time you purchase your plan to when you can request service. You'll be advised exactly when your coverage begins before you complete your purchase. In addition, your confirmation email and plan documents will include this information.

    Is it easy to cancel?

    We hope you’ll stick around, but know that you can easily cancel your plan online, by phone or in writing, anytime. 

    What is a deductible?

    Similar to an insurance deductible, this is the amount that you pay out of pocket. The deductible is collected at the time of service request.

    How do I request service?

    You can request service anytime — 24/7!  MyAccount registration is free and allows you to easily request service or manage your Cinch plan online. You can also request service by calling (844) 229-4584.

    How do you choose your service pros?

    Every service pro in our network has undergone an extensive screening and selection process, which includes background and license checks plus verification of active liability insurance. We also continuously monitor and score them based on customer feedback.

    Why choose Cinch?

    Homeowners nationwide count on us to keep their homes running year round.

    Cinch is accredited with hundreds of
    5-star reviews.

    We guarantee our work for six months — at no additional cost to you.

    Real stories, real customers

    "Cinch has been very good. They come out right away. Generally, they schedule a service when it's convenient for us, and the technicians we've had have been very nice. Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out."

    — Julie, MI

    "Cinch Home Services has been pretty prompt in their response. To have a response within 72 hours is pretty amazing. They had to wait for a part but they've taken care of it satisfactorily. They covered their feet, they were very professional and seemed to be knowledgeable."

    — Calvin, MD

    "When I call Cinch, they've been all informational, excellent and knowledgeable. The gentlemen that came out for our washing machine, Chris, was very knowledgeable. Ordered the parts and came right out. So far, they're on time, very easy to contact, schedule and very knowledgeable on what they do. I'm very happy with my experience with Cinch."

    — Frank, FL