Just “hoping” your systems and appliances won’t break down can’t protect your budget.

Let a plan from Cinch help pay the bill.

What is a home protection plan?

It's an annual service agreement that helps control the costs when essential systems and appliances in your home break down. It can cover things like your A/C, plumbing, refrigerator, clothes washer and dishwasher. Here's how it works:

Step 1

When a covered item breaks down, request service anytime online or by phone and pay your preset deductible.

Step 2

We'll find a pre-screened service pro to diagnose and remedy the problem. (If it can’t be repaired, it will be replaced.)

Step 3

Relax, because we help pay the bill and your covered repair is guaranteed for 180 days. It's that simple.

Why do you need a home protection plan?

Your wallet

Helps you pay for large repair and replacement costs.

Your time

Eliminates the hassle of finding qualified service providers.

Your peace of mind

Gives you a plan, and partner, to deal with the unexpected.

Compare home protection plans

Prices vary based on ZIP Code. Get your quote now to see rates in your area.


Covers larger appliances:

  • Built-in Kitchen Appliances
  • Refrigerators
  • Clothes Washers
  • Clothes Dryers

View sample annual contract

Built-in Systems 

Covers major systems:

  • A/C and Heating Systems
  • Electrical and Plumbing Systems
  • Water Heaters
  • Emergency Lodging Reimbursement1,3

Complete Home

Combines both plans:

  • Get everything in the Appliances and Built-in Systems plans for complete coverage.
  • Plus, get up to $1,000 back for your homeowners insurance deductible!2,3

View sample annual contract

Real stories, real customers

"I would have paid over a thousand dollars in parts and repairs. I only paid [a small deductible] to have all three appliances repaired."
- R.C., Kalama, WA
"I put in a claim for dryer service and it turned out really good. The tech came and fixed the problem on the spot so I was happy with that."
- Pete of Norwalk, CA
"Their customer service was excellent, and I liked their speediness. Filing a claim was easy too, and they handled the situation very quickly."
- Christopher R. of Roswell, GA
"Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out."
- Julie of Three Rivers, MI

Why choose Cinch?

Cinch is accredited with hundreds of
5-star reviews.

Homeowners nationwide count on us to keep their homes running year round.

We guarantee our work for six months — at no additional cost to you.