Say goodbye to expensive repairs
Your insurance agent and Cinch have partnered to help you protect your home against inevitable breakdowns.
COMPLETE HOME
Protect Your Entire Home
- A/C and Heating Systems
- Electrical and Plumbing Systems
- Water Heaters
- Built-in Kitchen Appliances
- Refrigerators
- Clothes Washers and Dryers
- Plus more!†
$150 deductible
View sample annual contract
Say goodbye to expensive repairs
Your insurance agent and Cinch have partnered to help you protect your home against inevitable breakdowns.
Say goodbye to
expensive repairs
Your insurance agent and Cinch have partnered to help you protect your home against inevitable breakdowns.
Protect your budget and keep your household running with the Complete Home Plan
You may not know this, but your homeowners insurance policy likely does not cover household appliances (refrigerator, dishwasher, etc.) or built-in systems (electrical, plumbing, AC/heating) that break down from wear and tear. When these items inevitably break down from daily use, it can set your family back hundreds, if not thousands, of dollars.
A home protection plan complements your homeowners insurance policy to protect you from these unexpected expenses. A Cinch home protection plan delivers affordable, timely, and quality service with access to a national network of service providers.
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What's covered with the Complete Home Plan?
Laundry & Kitchen Appliances
- Clothes Dryers
- Clothes Washers
- Cooktops
- Dishwashers
- Food Centers (Built-in)
- Freestanding Ice Makers
- Microwaves (Built-in)
- Range Exhaust Hoods
- Ranges
- Refrigerators
- Trash Compactors (Built-in)
- Wall Ovens
Heating & Cooling Systems (2 units each)
- Central Air Electric Split and Mini-Splits
- Cooling and Heating Geothermal Units
- Cooling and Heating Package Units
- Electric Baseboard
- Floor Furnaces
- Forced Air (Gas, Electric Oil) Units
- Heating Mini-Splits
- Heat Pumps
- Hot Water or Steam-Circulating Heaters
- Wall-Mounted Air Conditioners and Heaters
Electrical System
- Attic, Exhaust and Vent Fans (Built-in)
- Battery-Operated and Hardwired Smoke Detectors
- Ceiling Fans
- Central Vacuums
- Direct Current Wiring and Light Fixtures
- Doorbells
- Garage Door Openers
Plumbing System
- Drain and Sewer Stoppages
- Garbage Disposals
- Instant Hot/Cold Water Dispenser
- Permanently Installled Sump Pump
- Plumbing Valves, Lines and Other Components
- Standard and Tankless Water Heaters
- Toilets
- Whirlpool/Jetting Tub (Built-in) Motors, Pumps and Air Switch Assemblies
Also Included
- 24/7 Service Request Line
- Homeowners Insurance Deductible Reimbursement1,3
- Rust and Corrosion
- Thousands of Pre-screened Providers
- Unknown Pre-existing Conditions
- Emergency Lodging Reimbursement2,3
Simple Claims Process
- When a covered item breaks down, request service anytime online or by phone and pay your preset deductible.
- We'll find a pre-screened service provider to diagnose and remedy the problem. (If it can’t be repaired, it will be replaced.)†
- We help pay the bill, and your covered repair is guaranteed for 180 days. It's that simple.
Why do you need a Complete Home Plan?
Heating
Replace: $4,696
Repair: $311
Est national avg.
Air Conditioner
Replace: $5,859
Repair: $394
Est national avg.
Water Heater
Replace: $1,250
Repair: $592
Est national avg.
Electrical System
Replace: $1,443
Repair: $340
Est national avg.
Plumbing
Replace: $1,177
Repair: $331
Est national avg.
Washer & Dryer
Replace: $1,055
Repair: $240
Est national avg.
Refrigerator
Replace: $1,500
Repair: $400
Est national avg.
Built-in Dishwasher
Replace: $970
Repair: $230
Est national avg.
Range and Oven
Replace: $2,000
Repair: $220
Est national avg.
Built-in Microwave
Replace: $603
Repair: $150
Est national avg.
What makes a Cinch home protection plan better?
Real customers, real stories
— Julie, Michigan
— Calvin, Maryland
— Frank, Florida
What makes a Cinch Home Protection Plan better?
24/7 Digital Dashboard
$1 billion in claims paid over the last six years
6-month (180-day) workmanship guarantee
Get peace of mind with a Cinch Home Protection Plan!
Call your insurance agent today!
Get peace of mind with a
Cinch home protection plan
Why choose a Cinch home protection plan?
† Pricing varies by state; subject to sales tax where applicable. See terms, conditions and limitations in the sample annual contract; non-covered charges, unit and dollar amount caps may apply. Deductible due at time of service request. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date.
1Reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim. Only 1 claim, per customer per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.
2 Reimburses you up to $1,200 if (a) your only cooling or heating system is non-operational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours. Only one reimbursement per customer per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.
3 This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc., for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of HomeSure Services, Inc. and Cinch Home Services, Inc.
4 The retail costs for repairs and replacements above are national averages based on actual project costs as reported by unaffiliated third-party home project websites.
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